Beckhill Walk, Leeds
A rental worth a closer look.
A rental that could leave something over each month. The offer, rent and repair allowance are the three things to prove before taking it further.
Arrange a viewing, confirm achievable rent with a local letting agent and get the repair work priced.
- Modelled entry price
- £182,000
- Cash needed upfront
- £78,540
- Monthly cashflow
- £530/mo
An assumption to test, not an agreed offer
Deposit, works, stamp duty and buying fees
After mortgage and running costs, before tax
01 / The numbers
Does the margin hold up?
At the modelled offer, with 75% interest-only borrowing at 5.4%. Before personal tax.
Where the rent goes
Per monthThe assumptions in this sample report
£530/moCashflow before tax in the base case
75% interest-only borrowing, 5.4% base interest, 8% management and 6% voids/maintenance. Other running costs stay fixed. Figures are rounded; taxes and costs depend on your circumstances.
Your cash commitment
Before refinance£78,540Upfront cash
- Deposit
- £45,500
- Works
- £18,000
- Stamp duty
- £10,240
- Buying fees
- £4,800
Borrowing covers the balance of the purchase price. Keep an additional reserve for overruns and costs not yet identified.
02 / The judgement
The upside. And the unanswered questions.
The sample combines a discounted entry price with positive cashflow. The evidence still needs checking before an offer becomes a commitment.
What supports the case
- Discounted entry vs local sold evidence
- Positive monthly cashflow in the packaged offer case
- Refurb scope is measurable and lender-friendly
What could change the decision
- Boiler age and service history should be confirmed before exchange.
- Rear roofline should be checked during survey before final offer escalation.
- If the reception split is weaker than expected, the rent stretch case should be ignored.
What to check next
- Lock the rent case before moving the offer
- Confirm the service items in writing
- Price the cosmetic scope properly